Today, the average person cannot buy a car or a house without borrowing money. Many people cannot go to college unless they have loans. Even small purchases, if

Award-winning author and credit industry expert Polly A. Bauer, CPCS, and marketing expert Mava K. Heffler have been business associates in the credit card indu

Oh, the things you can buy with a small piece of plastic. It may seem like your first credit card is a ticket to buy anything you want, but be careful. Credit c

Most credit books promise quick fixes and easy solutions to bad credit, but the truth is there is no quick fix when it comes to credit. Your best strategy as a

Payment methods, smart cards and customer-elationship marketing are all converging at the moment of purchase, transforming the connections between shoppers, mer